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80/20 Financial Services

Retirement planning for Electric Cooperative Employees within 5 years of retirement or already retired.

Our mission is to make sure you never run out of money in retirement while paying as little income tax as legally possible.

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How much money do you need to retire? 

*We will also work with the families of cooperative employees.

Schedule A Free Consultation

Are you a current electric cooperative employee within 5 years of retirement? Are you a former electric cooperative employee that has already retired? Are you trying to find answers to retirement questions that you never got while attending retirement seminars at your co-op? I've been there and done that too. You're in the right place. I can help you!

I worked at an electric cooperative for 11 years. I know and respect what you do and I know your benefits and retirement plan options very well. I can help you with your retirement planning with an insight and perspective that most advisors just don't have.


Brian Coleman-Owner & Advisor at 80/20 Financial Services

We also help you answer questions like:

  • Should you take a monthly pension or lump sum offer?
  • Do you have enough money between your pension/R&S and/or 401k to retire?
  • Could you possibly retire at age 55 or earlier?
  • Is your 401k invested correctly for your retirement goals?
  • Should you be investing in a Traditional 401k or a Roth 401k?
  • Are you contributing too much or too little to your 401k?
  • Should you quasi-retire?
  • Should you accept an early retirement offer?
  • When should you claim Social Security benefits?
  • How can you lower your tax bill in retirement?
  • How do you invest your retirement money so that you increase your income in retirement?
  • How do you create an income stream in retirement that is similar to when you were working?

How can we help you?

Schedule your retirement consultation today.